diff --git a/src/applications/auth/editor/PhabricatorAuthContactNumberEditEngine.php b/src/applications/auth/editor/PhabricatorAuthContactNumberEditEngine.php
--- a/src/applications/auth/editor/PhabricatorAuthContactNumberEditEngine.php
+++ b/src/applications/auth/editor/PhabricatorAuthContactNumberEditEngine.php
@@ -70,6 +70,18 @@
     return $object->getURI();
   }
 
+  /**
+   * Who can create "Contact Numbers" in their Personal Settings;
+   * Nobody if SMS support is not configured in Phorge.
+   */
+  protected function getCreateNewObjectPolicy() {
+    $sms_auth_factor = new PhabricatorSMSAuthFactor();
+    if ($sms_auth_factor->isSMSMailerConfigured()) {
+      return PhabricatorPolicies::POLICY_USER;
+    }
+    return PhabricatorPolicies::POLICY_NOONE;
+  }
+
   protected function buildCustomEditFields($object) {
     return array(
       id(new PhabricatorTextEditField())
diff --git a/src/applications/auth/factor/PhabricatorSMSAuthFactor.php b/src/applications/auth/factor/PhabricatorSMSAuthFactor.php
--- a/src/applications/auth/factor/PhabricatorSMSAuthFactor.php
+++ b/src/applications/auth/factor/PhabricatorSMSAuthFactor.php
@@ -334,7 +334,7 @@
     return $value;
   }
 
-  private function isSMSMailerConfigured() {
+  public function isSMSMailerConfigured() {
     $mailers = PhabricatorMetaMTAMail::newMailers(
       array(
         'outbound' => true,
diff --git a/src/applications/settings/panel/PhabricatorContactNumbersSettingsPanel.php b/src/applications/settings/panel/PhabricatorContactNumbersSettingsPanel.php
--- a/src/applications/settings/panel/PhabricatorContactNumbersSettingsPanel.php
+++ b/src/applications/settings/panel/PhabricatorContactNumbersSettingsPanel.php
@@ -19,6 +19,18 @@
     return PhabricatorSettingsAuthenticationPanelGroup::PANELGROUPKEY;
   }
 
+  /**
+   * Whether to display "Contact Numbers" panel in users' Personal
+   * Settings by checking if SMS support is configured in Phorge
+   */
+  public function isUserPanel() {
+    $sms_auth_factor = new PhabricatorSMSAuthFactor();
+    if ($sms_auth_factor->isSMSMailerConfigured()) {
+      return true;
+    }
+    return false;
+  }
+
   public function isMultiFactorEnrollmentPanel() {
     return true;
   }